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Want the lowest mortgage rates at the lowest cost?
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Want the lowest mortgage rates at the lowest cost?


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We are a national direct mortgage lender and extremely confident we can offer the lowest interest rate at the lowest cost. We challenge you to beat our offers by obtaining
Good-Faith Estimates from other "Brokers".

Before you make a decision on a purchase or refinance mortgage, allow us to arm you with the knowledge to:

-Perform proper due diligence
-Fully understand points, lock fees and commitment fees
-Discern normal lender fees as opposed to "junk" or "packed-on" fees
-Track mortgage market conditions and determine whether locking is best at application
-Receive e-mail updates when rates change
-Avert last minute "Bait & Switch"
-Understand the sweeping changes in underwriting and risk based lending...

...and much, much more

This may be one of the most important phone calls you'll ever make

800-878-9272 Toll-Free
732-618-4418 (Cell) Nights & Weekends

New York Department of Banking



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