I understand your credit score might be low! I understand the value in you home is NOT THERE! I understand your Mortgage payments are TOO HIGH!!!
We can negotiate a new rate that will lower your payments and allow you to stay in your home.
We have a team of lawyers and mortgage experts with a wealth of experience negotiating loan modifications, let our team of professionals help you keep your home!
What is Loan Modification?
New legislation has been passed by the United States Government to help the real estate market and avoid the foreclosure rate from continuing climbing higher and higher each month. Banks are not interested in foreclosing on a homeowner. Instead banks are now willing to renegotiate the terms of a mortgage to avoid foreclosure. In order to do so, you need an established and experienced company to effectively modify the terms of the mortgage.
What Qualifies for a Loan Modification?
• Interest Only Loans
• Adjustable Rate Mortgages that have not adjusted yet.
• Adjustable Rate Mortgages that have adjusted in the past 4 years.
• MAT/COSI/COFI (Minimum Payment Adjustable Loans) programs.
• Principal loan amount is higher than the current appraised value.
• Homeowners that are behind on their mortgage payments
• The borrower can be behind on his/her payments,
In fact, you "skip the line" as they say and get dealt with faster!!!!
BENEFITS OF A LOAN MODIFICATION?
• Reduced Interest Rate
• Change an Adjustable Loan into a Fixed Rate Loan
• Change an Interest Only Loan into a Fixed Rate Loan
• Reduce Principal Amount of the Mortgage
• Stop Foreclosure Proceedings
• No Closing Cost
• Close In 2-3 Weeks
• Saves Hundreds Of $$$$ Each Month
We can help, please contact Miss Hudson at 718-512-8539 or email Starmaine.hudson@yahoo.com
